Funding Insights Blog
Loan Procedure Changes & Updates
CHB - Loan Procedures Changes #1 Effective today, CHB will use a questionnaire to replace the phone interview on Trailer Only deals up to $35,000. For Trailer deals, we have a True Application Only program up to $75,000. This includes – All Flatbeds, Refrigerated, Dry...
CHB Finances “Concrete Pumping Trucks”
Yes - the big dogs of concrete. Up to $300,000. As construction continues to boom, more concrete is needed. As spaces get tighter, concrete pumping trucks are the answer, as they can get into spots that are not reachable by traditional concrete trucks. Are your...
CHB Finances “Private Party Sales”
Truck Inventory is at an all time low. Buyers are going to great lengths to find a truck, which leads them to private party deals. For Titled Equipment Only (no yellow iron) Inspection is required Timelines for getting funded are longer Titles need to be perfect No...
Do The Hard Thing
Don’t Ever Settle for ‘Good Enough’ Last year was a hard one for many businesses. Most people felt some kind of economic squeeze, and that was reflected everywhere from the headlines to the stock market. But what do you do about that — especially when it’s hard to put...
THE CODE OF THE WEST
At CHB, ‘Company Culture’ Is a Bit Different. You hear about “company culture” a lot these days, usually in connection with cereal bars, child care facilities, and other amenities and perks a company uses to incentivize its employees. In places like Silicon Valley,...
ALERT – Changes in Lending Policy at CHB
Real Estate Ownership Rule - MODIFIED/RELAXED Get More Deals Funded. You the Brokers spoke - and CHB Listened. The real estate ownership requirement was too strict and GOOD deals were not getting done. Owner/Operators (buying their 2nd & 3rd or more - sleeper...
Send Us Your Risk-Takers! The West Wasn’t Built on Small Ideas
As our world becomes more global, CHB has expanded its reach. And yet, we still help people secure the equipment and vehicles they need to do the kinds of hard work the West is famous for. We’re just able to help a lot more folks in a lot more places! Knowing we...
Successful Owner-Operators Learned to Roll with Change in 2020
As seen on NEFA Newsline - May/June 2021 Publication - Page 20 For the single-truck owner-operator, going from one truck to a second is by far one of the most difficult tasks to accomplish. To follow is salient advice lessors/lenders can provide their clients...
CHB Finances TOW TRUCKS, WRECKERS, & FLATBED ROLLBACKS
Up to $300,000. Yes, up to $300,000. The Towing and Recovery industry is growing - Why? There are more cars, trucks, and semis on the road than ever before. Everyday the number of vehicles on the road grows at an exponential rate. This means that more vehicles break...
CHB Finances: Up to $300,000 Dollar Deals
Businesses who are purchasing volumes of equipment or expensive pieces of equipment, have a place here at CHB. Whether it is fleets looking to expand with multiple pieces of trucks and/or trailers, or the construction company that is ready to take the next step and...
who is
c.h. brown co
We do business with our clients in a friendly and courteous manner. Since we make the credit decisions, prepare the documents, and bill the client ourselves, you will find our response time prompt and our rates competitive. We are also interested in our clients having profitable operations, so they can continue to be valuable customers. We operate nationwide and offer conventional financing. Though we are conservative lenders, we are innovative in our approach to each client’s requirements. We also make every effort to be helpful and considerate to each client, many whom are now second and third generation customers.