Funding Insights Blog
CHB Finances “Owner/Operators”
Small business trucking companies/owner operators who own 3 trucks or less can be considered the largest trucking company in the world. Combined, there are more independent truckers on the road today than at any other time in history. Keeping the independent trucker...
The People of CHB
Meet the Team That Makes Our Business Possible I joined CHB just under two years ago, but unlike other jobs I’ve had, I joined a company with familiar faces. On my first day at CHB, I was greeted by a few people I already knew after living here for the past 30 years....
CHB Finances “Last Mile Delivery Businesses”
Sprinter Vans, Box Trucks, Trailers, Cargo Vans - we will finance one at a time or your client’s entire FLEET (<$300,000). The last mile delivery business is on fire - and there is no sign of it stopping. Amazon, UPS, Fedex - all are growing at a rapid pace and...
Loan Procedure Changes & Updates
CHB - Loan Procedures Changes #1 Effective today, CHB will use a questionnaire to replace the phone interview on Trailer Only deals up to $35,000. For Trailer deals, we have a True Application Only program up to $75,000. This includes – All Flatbeds, Refrigerated, Dry...
CHB Finances “Concrete Pumping Trucks”
Yes - the big dogs of concrete. Up to $300,000. As construction continues to boom, more concrete is needed. As spaces get tighter, concrete pumping trucks are the answer, as they can get into spots that are not reachable by traditional concrete trucks. Are your...
CHB Finances “Private Party Sales”
Truck Inventory is at an all time low. Buyers are going to great lengths to find a truck, which leads them to private party deals. For Titled Equipment Only (no yellow iron) Inspection is required Timelines for getting funded are longer Titles need to be perfect No...
Do The Hard Thing
Don’t Ever Settle for ‘Good Enough’ Last year was a hard one for many businesses. Most people felt some kind of economic squeeze, and that was reflected everywhere from the headlines to the stock market. But what do you do about that — especially when it’s hard to put...
THE CODE OF THE WEST
At CHB, ‘Company Culture’ Is a Bit Different. You hear about “company culture” a lot these days, usually in connection with cereal bars, child care facilities, and other amenities and perks a company uses to incentivize its employees. In places like Silicon Valley,...
ALERT – Changes in Lending Policy at CHB
Real Estate Ownership Rule - MODIFIED/RELAXED Get More Deals Funded. You the Brokers spoke - and CHB Listened. The real estate ownership requirement was too strict and GOOD deals were not getting done. Owner/Operators (buying their 2nd & 3rd or more - sleeper...
Send Us Your Risk-Takers! The West Wasn’t Built on Small Ideas
As our world becomes more global, CHB has expanded its reach. And yet, we still help people secure the equipment and vehicles they need to do the kinds of hard work the West is famous for. We’re just able to help a lot more folks in a lot more places! Knowing we...
Welcome Brokers
who is
c.h. brown co
We do business with our clients in a friendly and courteous manner. Since we make the credit decisions, prepare the documents, and bill the client ourselves, you will find our response time prompt and our rates competitive. We are also interested in our clients having profitable operations, so they can continue to be valuable customers. We operate nationwide and offer conventional financing. Though we are conservative lenders, we are innovative in our approach to each client’s requirements. We also make every effort to be helpful and considerate to each client, many whom are now second and third generation customers.
