FUNDING INSIGHTS BLOG
Broker Bonus Program – Teamwork
You want Higher Commissions – We want deals that fit the Credit Box. Let’s work together toward THE common goal. The Broker Bonus Program: - designed to pay higher commissions in return for deals that fit our Credit Box. If volume is what we fund for you – you get a...
Lender Friendly Truck – What is That?
Well, for one, it is one that will not break down. Hard to tell in the used truck market, but that is the absolute Number 1 reason a loan goes into default - The truck breaks down. So, with that, we like to see trucks that have less than 650,000 miles. Why 650,000?...
Heavy Equipment Financing – The Yellow Iron Funding Source
CHB Finances Backhoes, Trackhoes, and Excavators… From the minis to the large dirt movers - anything that moves rock, gravel, and dirt, we will finance. Growing businesses that are in the business of moving dirt, can grow their reach (literally), to help their clients...
CHB Finances Dump Trucks (New and Used)
Increased construction activity has pushed demand for dump trucks to an all-time high. Your clients need Dump Trucks to keep their businesses moving. Interest rates start at 9.9% with terms up to 72 months. Following stipulations apply: Trucks must be double framed...
CHB Does Soft Pulls & Pre-Approvals
CHB now does Soft Pull credit reports and pre-approvals. That is right - NO ding to your clients credit score. We pull the FICO 2 Experian report to get as much data as possible. When CHB is ready to send terms - Then we will pull the Hard Pull to make sure all is...
CHB Finances the Tree Care Industry
We are going into winter - so why should we care about the Tree Care Industry. Well it just so happens that this is the best time to prepare for the following season. Winter is here, but spring and summer are not far behind. Taking stock of what your clients’...
We make Decisions. This is what we make/do here at CHB.
We are a decision factory - everyone in the office, their primary function can be summed up in one word. The decisions we make each and every day have a profound impact on someone and something in the world. Sometimes we are able to help a dream come true and find...
CHB Finances – Brand new Trucks with up to 72 Month Terms (w.a.c.)
Your clients, with the less than perfect credit, can finance a Brand New Truck with us. We can finance a brand new truck for up to 72 Months. The prices of these trucks along with the demand have been going up and up, but with 72 month terms, those payments can be...
Hard Pull vs Soft Pull for Commercial Lending – Initial Credit Pull to Determine Credibility
When determining credit worthiness, CHB needs as much precise information as possible. The ‘Hard’ credit pull not only provides us the exact credit score, but also all the other pertinent information why the applicant’s score is their score. A ‘Soft’ pull only...
CHB Finances – Construction Companies
From $15,000 to $300,000. Loans for material moving equipment of all sorts has a home here at CHB. The construction industry is non stop and the opportunity to build anything anywhere is more prevalent now than ever before. What does your client want to build today? ...
who is
c.h. brown co
We do business with our clients in a friendly and courteous manner. Since we make the credit decisions, prepare the documents, and bill the client ourselves, you will find our response time prompt and our rates competitive. We are also interested in our clients having profitable operations, so they can continue to be valuable customers. We operate nationwide and offer conventional financing. Though we are conservative lenders, we are innovative in our approach to each client’s requirements. We also make every effort to be helpful and considerate to each client, many whom are now second and third generation customers.