Funding Insights Blog
Life (time) of Loan Servicing
When a client of Yours is funded by CHB - there will never be THE worry that their loan will be moved to some other lender. Your client will also never have to worry that the company that services their loan will change. We service the loan, we collect the money, we...
Titling Commercial Equipment
Buying new equipment is a major investment for commercial motor carriers. Time is always of the essence to get that equipment on the road, earning money, and paying for the heavy costs involved. In most States, prior to being able to get that equipment on the road,...
MCA – Merchant Cash Advance
No, we here at CHB are not going into the MCA business. But - we need to bring this to your attention!!! If your client has taken out an MCA and it can be seen on their bank statements or in the Paynet in the UCCs - tell us the story. We need to know that the business...
The UCC Code and Financing Yellow Iron Collateral
CHB is seeing a number of Private Part Deals (from our Broker Associates) where the seller is selling a Serial Numbered/Yellow Iron piece of equipment. This type of deal presents several challenges due to the fact that getting perfected on the collateral is hard to...
Prepare to Take Advantage – The Opportunity Checklist
March is here and luck is in the Air - Are you ready? If not, that is OK, as you will take this notice and be ready the next time luck presents itself. Luck is not just for the lucky, but instead it is for the ones who are prepared to take advantage of that...
Puzzle with the Edges Missing – 625 CBR
The Direct Lenders Perspective of the Credit Report Every Direct Lender has its process, rules, and outlook on how they look at credit reports. No two are the same. A BIG book can be written about every direct lender’s perspective on the credit reports. Therefore - we...
Over 175 Unique Brokers in 2021
Let us make a Pact. Let’s do something that will only cost us a little bit of our time. It is understood that time is very expensive, but this will help all who are involved. We both rely on each other for the success of our business. We both work with each other on a...
Broker Bonus Program – Teamwork
You want Higher Commissions – We want deals that fit the Credit Box. Let’s work together toward THE common goal. The Broker Bonus Program: - designed to pay higher commissions in return for deals that fit our Credit Box. If volume is what we fund for you – you get a...
Lender Friendly Truck – What is That?
Well, for one, it is one that will not break down. Hard to tell in the used truck market, but that is the absolute Number 1 reason a loan goes into default - The truck breaks down. So, with that, we like to see trucks that have less than 650,000 miles. Why 650,000?...
Heavy Equipment Financing – The Yellow Iron Funding Source
CHB Finances Backhoes, Trackhoes, and Excavators… From the minis to the large dirt movers - anything that moves rock, gravel, and dirt, we will finance. Growing businesses that are in the business of moving dirt, can grow their reach (literally), to help their clients...
who is
c.h. brown co
We do business with our clients in a friendly and courteous manner. Since we make the credit decisions, prepare the documents, and bill the client ourselves, you will find our response time prompt and our rates competitive. We are also interested in our clients having profitable operations, so they can continue to be valuable customers. We operate nationwide and offer conventional financing. Though we are conservative lenders, we are innovative in our approach to each client’s requirements. We also make every effort to be helpful and considerate to each client, many whom are now second and third generation customers.