Funding Insights Blog
CHB Finances Dump Trucks (New and Used)
Increased construction activity has pushed demand for dump trucks to an all-time high. Your clients need Dump Trucks to keep their businesses moving. Interest rates start at 9.9% with terms up to 72 months. Following stipulations apply: Trucks must be double framed...
CHB Does Soft Pulls & Pre-Approvals
CHB now does Soft Pull credit reports and pre-approvals. That is right - NO ding to your clients credit score. We pull the FICO 2 Experian report to get as much data as possible. When CHB is ready to send terms - Then we will pull the Hard Pull to make sure all is...
CHB Finances the Tree Care Industry
We are going into winter - so why should we care about the Tree Care Industry. Well it just so happens that this is the best time to prepare for the following season. Winter is here, but spring and summer are not far behind. Taking stock of what your clients’...
We make Decisions. This is what we make/do here at CHB.
We are a decision factory - everyone in the office, their primary function can be summed up in one word. The decisions we make each and every day have a profound impact on someone and something in the world. Sometimes we are able to help a dream come true and find...
CHB Finances – Brand new Trucks with up to 72 Month Terms (w.a.c.)
Your clients, with the less than perfect credit, can finance a Brand New Truck with us. We can finance a brand new truck for up to 72 Months. The prices of these trucks along with the demand have been going up and up, but with 72 month terms, those payments can be...
Hard Pull vs Soft Pull for Commercial Lending – Initial Credit Pull to Determine Credibility
When determining credit worthiness, CHB needs as much precise information as possible. The ‘Hard’ credit pull not only provides us the exact credit score, but also all the other pertinent information why the applicant’s score is their score. A ‘Soft’ pull only...
CHB Finances – Construction Companies
From $15,000 to $300,000. Loans for material moving equipment of all sorts has a home here at CHB. The construction industry is non stop and the opportunity to build anything anywhere is more prevalent now than ever before. What does your client want to build today? ...
CHB Finances “Owner/Operators”
Small business trucking companies/owner operators who own 3 trucks or less can be considered the largest trucking company in the world. Combined, there are more independent truckers on the road today than at any other time in history. Keeping the independent trucker...
The People of CHB
Meet the Team That Makes Our Business Possible I joined CHB just under two years ago, but unlike other jobs I’ve had, I joined a company with familiar faces. On my first day at CHB, I was greeted by a few people I already knew after living here for the past 30 years....
CHB Finances “Last Mile Delivery Businesses”
Sprinter Vans, Box Trucks, Trailers, Cargo Vans - we will finance one at a time or your client’s entire FLEET (<$300,000). The last mile delivery business is on fire - and there is no sign of it stopping. Amazon, UPS, Fedex - all are growing at a rapid pace and...
who is
c.h. brown co
We do business with our clients in a friendly and courteous manner. Since we make the credit decisions, prepare the documents, and bill the client ourselves, you will find our response time prompt and our rates competitive. We are also interested in our clients having profitable operations, so they can continue to be valuable customers. We operate nationwide and offer conventional financing. Though we are conservative lenders, we are innovative in our approach to each client’s requirements. We also make every effort to be helpful and considerate to each client, many whom are now second and third generation customers.